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Sites offering FREE credit reports
> Free Credit Report from Credit.com
> Free Credit History and Score from Consumer Info
NOTE: Free reports are brief and are usually from only one Credit Bureau.

Paid Reports
> Equifax 3-in-1 Credit Report
> Full Credit History from ALL three credit bureaus in one place.

Credit Repair & Debt Counseling
> Debt Consolidation

Personal Loans
> Personal Loan Site

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Get Credit Report - According to the Connecticut Student Loan Foundation (CSLF), the lower interest rates were good news to student loan borrowers. The new interest rates, effective July 1, 2004 - June 30, 2005, were: Stated Loans in repayment will drop from 3.42% to 3.37%; Stated Loans in an in-school or grace period will drop from 2.82% to 2.77%; or PLUS Loans will drop from 4.22% to 4.17%.

Get Credit Report - After being approved for the unsecured high risk loan you must comply with the conditions imposed on you. You will have to have a full time job, a valid bank account and be able to produce proper id and your residential address. On the positive side for the applicant, if the loan is paid off on time with no late payments it will greatly improve your credit history. You will also be able to get a loan with better rates and terms next time.

Get Credit Report - Agencies approved by the U.S. Trustee’s office (part of the Department of Justice) were good agencies. They could see those to their were at: http://www.usdoj.gov/ust/eo/bapcpa/ccde/cc_approved.htm.

Get Credit Report - Also called a “grace period,” a free period lets they avoid finance charges by paying their balance in full before the due date. Knowing whether a reports gives they a free period is especially important if they plan to pay their account in full each month. Without a free period, the reports issuer may impose a finance charge from the date they use their reports or from the date each transaction is posted to their account. If their reports include a free period, the issuer must mail their bill at least 14 days before the due date so they’ll had enough time to pay.

Get Credit Report - Although credit card fraud is not as widespread in the Philippines as in other countries -- constituting less than one percent of credit card transactions here -- the CCAP said there was a need for safeguards because of the inadequate security features of most credit cards in the country.

 

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